Prioritizing your health should cover every aspect of your daily activities. And one of the most potentially dangerous places with respect to your health is in the car on the highway. Car accidents are one of the major causes of death in America, and they are near the top of the list when it comes to preventable injuries. There is a lot you can do to protect yourself on the road, but no matter how defensive your driving skills are, there could be moments of madness from another driver that is beyond your control. So, how do you handle yourself if you are caught in a car accident that’s not your fault?
1. Stay on the scene or close by
After a road collision, a person’s sense of judgment can be clouded. And for most people, who are at fault and/or uninsured, fleeing the scene immediately is the first thing that comes to mind. After a car crash, do not yield to the temptation of leaving the scene, whatever the case may be. If there is danger of an explosion or any other source of harm on the scene, then stay far enough to be safe but close enough to keep your eye on the accident scene.
The next thing to do is to immediately call 911 and wait for help to arrive at the scene. The police will take down every important information about you and about what you remember concerning the collision. Ensure that you always have insurance coverage as the police report will be very important when trying to claim your insurance.
2. After a car accident that’s not your fault, provide your statement
Provide what your memory can recollect as the facts of the situation and tell them as they are to the police. Do not attempt to make up facts, withhold information, or jump into conclusions as to what really happened.
Altering the facts of the incident may go against you in the long run. If there is anything you do not remember or are not certain about, make your uncertainty clear to the police. In short, make sure you avoid any guesswork or speculation.
If the other party in the collision is still available on the scene, ensure that they also give their statement. And make sure that they do not alter the facts either.
3. Document the incident and report to your insurance provider
Although the police will make their documentation, you also need to do yours. Take pictures of everything that happens, if you have a camera with you.
Note the names of the police officers and remember the information you give them. The next thing to do after documenting everything is to report to your insurance company. Depending on the policies of your insurance provider, you may be required to report immediately after the incident.
If your insurance covers any medical expenses, then you may need to go along with your medical bills. This point is important as it will save you extra cost on medical care.
4. Seek medical help
If your insurance provider does not require immediate reporting after the incident, then it is best to first seek medical care. Usually, among the first respondents on a crash scene are medical officers.
You will receive all the necessary medical examinations and first aid treatment where necessary. If you require extra medical attention, you will be transported to the nearest medical facility. Make sure to compile every medical bill, receipt, as well as any other important document as you will need them when claiming your insurance.
5. Seek legal help after a car accident that’s not your fault
Your final thing to do is to contact reputable personal injury lawyers. The fact that this is the last item listed does not make it any less important – especially if you have sustained a personal injury that is not your fault.
Your personal injury lawyer will provide you with all the legal assistance you need to claim damages. They may also assist you to fast-track the insurance claim process. Your lawyer(s) will play an important role in ensuring you receive every payment due to you in full and on time.
Another important reason to seek a personal injury lawyer is that they will help clear you of any wrong-doing. And if anyone with you, unfortunately, lost their life, your attorneys will offer you legal help on wrongful death. Even if the collision was your fault, getting the assistance of an attorney may help in reducing any punishment considerably.
6. Remember to stay calm
Being involved in a car collision can be a very traumatic experience, no matter how mild the incidence is. So always remember to stay calm after the car accident that’s not your fault, as this will put you in better control of the situation. Do not yield to any temptation to be confrontational as doing so could escalate the situation.