Save Money By Going Green

It seems to be a rule of life that the healthier option is always a little more expensive. Going green with your body might mean buying soy kinds of milk, almond milk, vegetables and other food items that are a bit more expensive. It seems that organic foods? They come with a premium. That’s not always the case though – sometimes, the healthy option can be a money saver – especially when it comes to the health of the environment.

Many of us want to live in homes and make the most of our money – but you can get more bang for your buck with your home if you decide to go green. Living a healthier lifestyle can affect your home, the environment and your wallet – in fact, going green could be a great way to save cash in the long run.

It does come at a cost though, green options aren’t always free, but you can improve your house, save money and save the environment if you’ve got a nice starting fund to kick-start an eco-friendly life.

How do you get started? Well – with the home. Eco-friendly home improvements are a great way to start. Firstly, invest in insulation and sealed windows. What these do is keep the heat of your home in, so it’s not lost through the walls, roof and windows. It might cost a fair bit, but it saves heavily. The more heat kept in the house, the less money you’ll actually spend on heating it up. Overworked boilers, fires and central heating systems are a great way to burn cash and money during the winter – so heat up and keep it in with some insulation.

Also – add a bit of intelligence to your heating, with a smart temperature control system. You can find a bunch of them ready to go, like Nest – that just need installation to your boiler. What this does is allow you to control the temperature of your home from anywhere in the world with your smartphone. This ensures that the boiler is not working when you do not want it to, and it also ensures a bit of efficiency, which is good when it comes to saving money.

Technology like the Nest hub is one way you can save money by avoiding pointless heating, but even without tech, it’s something you should avoid in the first place. If you want more warmth – plant some trees in your garden. Not only do trees present life into the garden, but they do a number of things. Firstly, they give you a bit of privacy, so you don’t need high fences or walls if you have a tree. Secondly, they act as natural barriers to your home from the environment in the winter, by protecting our homes from the cold winds. Continue reading

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Raising Kids is Expensive – Here’s How to Do It Frugally

Who said raising a child was easy? There are sleepless nights, hidden expenses, and a lot of stress involved when raising a child. In fact, it can be incredibly difficult trying to raise a child when you’re trying to live frugally. Luckily for you, there are plenty of ways to save money on raising a child, and you’ll be surprised at how easy it is to make compromises. So without further ado, here are a couple of fantastic ways to raise children on a budget without making them live cheaply.

Parenting on a budget

It is possible to save money as you raise your kids? Yes, with tips like the ones below. Pexels, CC0 License.

Don’t be ashamed of buying used

One of the biggest costs when raising a child is purchasing things such as clothing and toys. Don’t be afraid of buying used or receiving hand-me-downs from other family members and friends.

Garage sales are also an excellent source of fantastic items for a low price. If you’re worried about hygiene then this might not be an option for you. However, washing them in a hot cycle with a good detergent will remove almost all of the bacteria and germs and make it clean and fresh for your child to use.

Purchase multi-purpose items

This is especially important if you have multiple children. Instead of buying two single beds, purchase a bunk bed. Instead of getting two computers, get a single one for your children to share.

Instead of buying a double stroller, invest in a sit and stand one. WiseMamma has plenty of additional advice on sit and stand strollers, and it’s the perfect example of a multi-use product that will save you a lot of money in the future, especially since it’s going to be useless once your children grow older enough.

Flexible working hours

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Want to Save Money? These DIY Skills are Essential

Women can stay on budget with DIY projects

She’s doing these repairs to save money. Pixabay, CC0 Public Domain.

Being able to do things yourself without the help of experts can save you a lot of money in the long run. Here are the areas where you should consider boosting your DIY skills!

Home repair

When most people think about DIY, they think about home repairs. And there are loads of areas to consider here; plumbing, electricity, roofing, breaks in walls and tiles, painting, etc.

The problem here comes when you get a little too eager to save money. While there are some simple jobs you should take on – and there are plenty of good guides online that will show you how – you should also acknowledge when a job is a little too dangerous for you, or requires skill you don’t have. Only the simplest plumbing jobs should be DIY’d, and electrical and roof work should just be left to the experts.

Car maintenance

Car repairs are another matter entirely; what we’re talking about here is the basic maintenance tasks you should be completing fairly often. Checking tire pressure, changing oil, checking coolant, testing brakes – these aren’t things you need to leave to the professionals.

Getting car maintenance done by others can become very expensive – and this generally means that you don’t end up doing it as often as you need to, anyway! Learn how to grasp some of the basics yourself.

Cooking at home is often cheaper than dining out

Woman cutting vegetables and staying within her budget by home cooking. Max pixel, CC0 Public Domain.

Food growth and cooking

Home cooking is often seen as the most expensive way to get your daily food. We’re fairly convinced this myth was started by companies who make pre-prepared foods! The fact is that home cooking, when done correctly and efficiently, can save your hundreds of dollars every year. Continue reading