Keeping our finances in check in 2018 helps us prepare for any surprises that might come our way. Photo via Pexels (CC0).
With our lives being more volatile now than they were fifty years ago, it is vital to ensure we have a solid strategy in place when it comes to money and personal finances. Recent research has shown that 57 million Americans have no emergency savings. Thirty-two percent of the population aged between 53 and 62 said they had no savings whatsoever, with this being the largest non-saving group.
If you feel like you are in a similar position and have little to no savings, now is the time for you to start putting a solid strategy in place for healthier finances. With the below guide, not only will you be in a position to finally pay off your debts, but you will also start saving money for any big project you have in mind. Continue reading
Being free of financial burdens is priceless. Pexels photo, CC0 License.
Everyone wants to be able to feel as though they are free of any financial burdens. This is something that many people are aiming for, but it can be surprisingly tough to get it just right. As it happens, it is relatively easy to do, as long as you are happy following some basic rules. Getting your whole family to be financially free can actually be a simple process, and it is one which is definitely worth your time and attention. Let’s take a look at a few of the easiest ways to bring your family closer to that financial freedom we all dream of.
Parents worldwide have a whole bunch of responsibilities. As a mother, there’s a whole lot that is going to be on your plate, and you’re going to have a lot to take care of each and every single day. That’s without thinking about your work – and of course your own life.
No matter where you are, if you are a parent, you’ve got plenty of jobs to do. Those responsibilities don’t vary much and they are almost entirely about ensuring your kids are safe, happy, healthy and that they have the best foundation possible for a good life. No matter where you live – that’s the bare minimum that you must do as the head of a family.
But you also have another huge responsibility – you need to be the accountant of the family and look after the finances. Yes – as an adult and a parent, you’re in charge of the family’s cash and this is a huge responsibility. After all – not much can be done for the family without money. You can’t buy food, or pay for a mortgage – or rent. You’re in charge of the purse strings, and that can be a hard job – almost as hard as the task you have on your hands of looking after your kids. Almost. Continue reading